Frequently Asked Questions

"Cash Ferry Inc. is a dedicated sales finance company committed to fueling the domestic marketplace. We specialize in transforming consumer installment contracts into immediate liquidity for businesses through our proprietary FinTech stack. Our mission is to provide the financial bridge that allows retailers to sell more and customers to buy better, ensuring a seamless flow of commerce from coast to coast."

Cash Ferry Inc. is a technology-driven sales finance company dedicated to bridging the gap between merchant offers and consumer needs. Our focus is to leverage our proprietary FinTech stack to provide instantaneous, indirect lending solutions. By automating the underwriting and funding process, we eliminate the traditional delays of credit approval, ensuring that our partners can close sales in real-time and keep their business moving at the speed of the digital economy.

Our Slogan:

"Sale. Financed. Fast."

Once the contract is submitted, our system initiates a green light check to validate the customer credit worthiness and underwriting data. During this stage, a pink dot icon will appear next to the transaction. As soon as the contract is finalized and funds are released to you, the icon will disappear and your settled balance will reflect the new transaction.

Each account is issued a Unique Identifier (ID) which serves as the primary data key in our system. This ensures that your sensitive financial data, transaction history, and credit worthiness records are exclusively and securely mapped to your profile, maintaining total data integrity across the CashFerry network

The Green Light Check is CashFerry's proprietary, tech-driven verification process that serves as the final gateway before an installment contract is funded.

This is the "moment of truth" where our technology validates both the merchant’s paperwork and the customer’s financial standing.

What the Green Light Check Evaluates:

  1. Customer Credit Worthiness: Our FinTech engine performs a real-time assessment of the customer's ability to repay the specific transaction amount, ensuring the loan is responsible and secure.

  2. Contract Integrity: It verifies that the installment contract submitted by the merchant is complete, legally compliant, and matches the agreed-upon terms.

  3. Fraud Prevention: The check uses digital markers to confirm identities and prevent fraudulent applications, protecting both CashFerry and the merchant.

The Workflow: From Submission to "Green Light"

  • Step 1: The Merchant Submits – The merchant enters the transaction details into the CashFerry portal.

  • Step 2: The Pink Icon – The transaction appears in the portal with a pink dot, signaling that the Green Light Check is currently in progress.

  • Step 3: Automated Analysis – Our proprietary tech stack analyzes the data points in seconds.

  • Step 4: The Green Light – Once the check is passed, the pink icon disappears. The contract is now "Green Lit," meaning the merchant is cleared for funding and the customer’s account is activated.